Lily Arkwright Financing & Payment Options: Making Luxury More Accessible

At Lily Arkwright, we believe everyone should be able to celebrate life’s most special moments with jewellery that shines as brightly as their love story. Whether you’re choosing the perfect engagement ring, finding your ideal set of wedding bands, or a timeless piece of fine jewellery as a special gift, we’re committed to making your purchase as smooth and flexible as possible. That’s why we offer a range of secure and convenient payment and finance options to suit your individual needs.

Lily Arkwright Aurelia Eternity Band 

 

A Range of Secure Payment Options

We understand that flexibility matters. At checkout, customers can pay using all major credit and debit cards including Visa, Mastercard, and American Express. We also accept Apple Pay and Shop Pay for a fast, secure, and seamless checkout experience.

If you prefer to use PayPal, you’ll be pleased to know that PayPal Credit is also available for eligible UK customers, allowing you to spread the cost of your purchase over time. For those who wish to make a direct transfer, bank transfer payments are available on request, and cash payments can be made in person at our Manchester and London showrooms.

We also offer payment in installments through Klarna and Dopple finance options, giving you even more ways to make your dream piece of jewellery a reality.

Lily Arkwright Paris Elongated Cushion Engagement Ring 

Financing Your Jewellery with Dopple

Our newest finance partner, Dopple, allows you to apply for flexible payment plans directly at checkout. Once you select 'Pay by Finance (Dopple),' you’ll be guided through a quick and secure online application. Dopple then connects you with trusted UK lenders such as Humm and PayItMonthly, depending on your eligibility and the total value of your purchase.

The process is entirely online, quick, and designed for your convenience. Once your application is submitted, the chosen lender will carry out either a soft or full credit check and provide an instant decision. If approved, you can complete your purchase straight away and begin making repayments directly to your selected finance provider.

For smaller purchases between £50 and £3,000, PayItMonthly offers 0% APR finance over two or four months. Lily Arkwright covers the small subsidy fee, so you can enjoy interest-free payments while spreading the cost. Payments can be made monthly or every four weeks, giving you full control over your budget.

For higher-value purchases between £1,000 and £30,000, Humm offers flexible repayment terms ranging from 12 to 48 months with an interest rate of 19.5% APR. This is a great option for customers looking to invest in a bespoke engagement ring or premium diamond piece.

Lily Arkwright Diana Green Emerald Engagement Ring 

 

Klarna: Flexible Payments with Confidence

For customers looking for even more flexibility, Klarna is another excellent choice. Klarna allows you to split your purchase into manageable payments with Pay in 3 or Pay Later options, both of which involve only a soft credit check that won’t affect your credit score.

If you prefer longer-term financing, Klarna’s Spread the Cost plan offers repayment options of up to 36 months. These plans may include an interest rate, which is always displayed clearly before you confirm your agreement. Most first-time Klarna customers can spend up to £1,500 interest-free, and as you build a positive history with Klarna, your spending limit may increase.

Klarna gives you the freedom to pay how and when you want, without the pressure of upfront costs, making it ideal for customers investing in an engagement ring or treating a loved one to a luxury piece.

Lily Arkwright Lively Emerald Cut Engagement Ring 

Deposits, Split Payments, and Full Payment Requirements

For customers who wish to view a centre diamond before committing, we offer a 50% refundable deposit service. This allows you to reserve and inspect your chosen stone before proceeding with production. Please note that deposits apply only to stone viewings, not ring manufacturing.

Full payment is required before we begin production or sourcing any bespoke item, ensuring we can start creating your piece as soon as possible.

If you would like to split your payment across multiple methods, for example, part Klarna and part debit card, our excellent Jewellery Consultancy Team is happy to arrange this manually and ensure everything is processed smoothly.

Lily Arkwright Leanora Trilogy Engagement Ring

Why Choose Lily Arkwright for Jewellery Finance?

Choosing Lily Arkwright means more than simply purchasing fine jewellery. It’s an investment in quality, transparency, and craftsmanship. Our finance options are designed to give customers flexibility without compromise, so whether you’re shopping for the perfect engagement ring on finance, exploring gift ideas for your wife or loved ones, or  simply upgrading your jewellery collection, you can do so with confidence and peace of mind.

Our partnerships with trusted finance providers like Dopple, Klarna, and Shop Pay mean that you can spread the cost of your purchase safely, securely, and responsibly. Every option is fully regulated, transparent, and designed to suit a variety of budgets.

Lily Arkwright Isabella Engagement Ring 

Making Luxury Attainable

At Lily Arkwright, we believe luxury should be attainable without compromise. Our secure payment and financing options are designed to make owning your dream piece simple, stress-free, and entirely on your terms.

Whether you’re planning the perfect proposal, choosing a Christmas present for your girlfriend, or celebrating a milestone with a diamond bracelet or pendant, our flexible payment plans make it easier than ever to bring your vision to life.

Discover more about our finance options today and take the next step toward your dream piece of jewellery with confidence, only at Lily Arkwright.